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http://hdl.handle.net/10119/13596
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タイトル: | Impact Analysis of Microfinance on Women Empowerment and Poverty Alleviation: A Case Study of MFIs in Gujranwala & Lahore Districts of Pakistan |
著者: | JAMAL, Nagina |
キーワード: | Women Empowerment Microfinance Microfinance Institutes |
発行日: | Mar-2016 |
抄録: | The main goal of this study is to examine the impact of microfinance on women
empowerment and poverty alleviation. Microfinance is providing the loans and other
financial services which help to achieve economic growth of small businesses. The
objectives of this study were to determine the impact of MFIs on poverty alleviation
and women empowerment in specific study area. A random sample of 152 woman
clients of three major microfinance institutions is collected to measure the impact of
microfinance. Kashf foundation (KF), Benazir Income Support Program (BISP) and
Khushhali Bank Limited (KBL) were selected from two districts Lahore and
Gujranwala region of Punjab, Pakistan.
We collected the basic information regarding demographic and other necessary
information, which is required for this study through questionnaire from the clients of
KF, BISP and KBL. We need to know the complex phenomenon of poverty
alleviation and women empowerment; an interview is also conducted from managers
of selected microfinance institutions. Different statistical instruments i.e. descriptive
analysis, correlation analysis, t-test statistics are used to show the relationship
between the various key factors of women empowerment. The statistical analysis
identifies that the response of clients about joining the MFIs are very helpful and
encouraging for the people especially for women in developing countries.
Our findings suggest that MFIs have significant impact on educational empowerment,
socio-economic empowerment, household empowerment, personal empowerment and
decision-making empowerment. By correlation analysis, it is observed that there is a
positive relationship between socio-economic empowerment and educational
empowerment. It shows that strong economic and social position of the people
guarantees to have resources to arrange better educational facilities for women and
their children too. Moreover, there is a strong relationship between personal
empowerment and decision-making empowerment. We can say that personal
empowerment strengthens the decision-making capabilities of women. It is also
suggested that the procedure of financial services and loan should be simpler and
extent of microfinance should be large to other areas of the country.
Keywords: Poverty Alleviation, Women Empowerment, and Microfinance
Institutions |
記述: | Supervisor: Dr. Nam Van Huynh 知識科学研究科 修士 |
タイトル(英語): | Impact Analysis of Microfinance on Women Empowerment and Poverty Alleviation: A Case Study of MFIs in Gujranwala & Lahore Districts of Pakistan |
著者(英語): | JAMAL, Nagina |
言語: | eng |
URI: | http://hdl.handle.net/10119/13596 |
出現コレクション: | M-KS. 2015年度(H27) (Jun.2015 - Mar.2016)
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